Protecting What Matters Most
What is General Insurance?
Our General Insurance Services
Motor insurance is essential for protecting your vehicle from accidents, theft, and damages. Whether you own a personal vehicle or operate a fleet of commercial vehicles, our motor insurance policies provide extensive coverage to safeguard against unforeseen incidents on the road.
- Comprehensive Car Insurance: Protects against damages due to accidents, theft, natural calamities, and third-party liabilities.
- Third-Party Liability: Covers legal liabilities arising from damages or injuries to third parties.
- Add-On Covers: Enhance your policy with add-ons such as zero depreciation, engine protection, and roadside assistance.
Your home is one of your most valuable assets, and it’s essential to protect it from potential risks such as fire, theft, natural disasters, and accidents. Our home insurance policies provide comprehensive coverage for both the structure of your home and the contents inside.
- Building Insurance: Covers the physical structure of your home against risks such as fire, storms, and floods.
- Contents Insurance: Protects your personal belongings such as furniture, electronics, and jewelry from theft, fire, and other damages.
- Natural Calamities Coverage: Protect your home from natural disasters like earthquakes, floods, and storms.
When traveling domestically or internationally, it’s essential to be prepared for unexpected events such as medical emergencies, trip cancellations, or lost baggage. Our travel insurance policies ensure that you are covered no matter where your journey takes you.
- Medical Emergency Coverage: Covers medical expenses, including hospitalization and evacuation, while traveling.
- Trip Cancellation or Delay: Provides reimbursement for cancellations, delays, or interruptions to your trip.
- Lost Baggage and Passport: Protects against the financial impact of lost luggage or important travel documents.
Fire insurance is crucial for safeguarding your property, whether residential, commercial, or industrial, from the devastating effects of fire-related accidents. Our fire insurance policies cover a wide range of fire-related risks, ensuring that your assets are protected.
- Building and Contents Coverage: Protects both the structure and contents of your property from fire, lightning, and explosions.
- Business Interruption Coverage: Provides financial compensation for business interruptions caused by fire, ensuring minimal loss of revenue.
If you are involved in shipping or transportation of goods, marine insurance is vital to protect your cargo from risks such as damage, theft, or loss during transit. Our marine insurance services provide comprehensive coverage for goods transported by sea, air, or land.
- Cargo Insurance: Covers your goods against damages or losses during transit, ensuring safe delivery to their destination.
- Hull Insurance: Provides coverage for the vessel itself, including machinery and equipment, against risks such as collision and sinking.
Businesses face a range of risks, from property damage to employee liabilities. Our commercial insurance services offer comprehensive coverage tailored to meet the unique needs of your business, ensuring continuity and financial protection in times of uncertainty.
- Property Insurance: Covers commercial buildings, machinery, and inventory from risks like fire, theft, and vandalism.
- Liability Insurance: Protects your business from legal liabilities arising from third-party claims related to injury or property damage.
- Business Interruption: Ensures compensation for lost income due to disruptions caused by insured events like fire or natural disasters.
Personal accident insurance provides financial protection in case of accidents that result in injury, disability, or death. It covers medical expenses, loss of income, and more, ensuring that you and your family are supported in difficult times.
- Accidental Death Benefit: Provides a lump sum to the nominee in the event of the policyholder’s accidental death.
- Disability Coverage: Offers compensation for temporary or permanent disabilities caused by accidents.
- Medical Expense Coverage: Covers treatment costs, hospitalization, and rehabilitation expenses.